Josh Vilardi, AWMA™, CRPS™

Joshua “Josh” Vilardi is the President and Senior Partner of Vilardi Wealth Management, where he leads a team dedicated to helping individuals, families, and business owners build, protect, and transfer wealth with clarity and confidence. Josh launched his career in financial services in Santa Monica, California, in 1992 and brings more than three decades of experience guiding clients through complex financial decisions.

In April 2025, Josh underwent an unexpected triple bypass surgery that came without warning. With no prior symptoms or indicators, the experience became a defining moment—one that reshaped his understanding of risk, preparedness, and legacy. It reinforced a truth he now emphasizes with every client: the most costly mistake in financial and estate planning is waiting.

When life-altering events occur, whether due to health, family, or market conditions, it is often too late to implement thoughtful strategies. This experience transformed Josh’s approach to advising— shifting it from theoretical planning to deeply personal, real-world preparation. Today, his guidance is shaped not only by decades of professional experience, but by firsthand understanding of how quickly life can change.

Josh holds the designations of Certified Retirement Plans Specialist (CRPS®) and Accredited Wealth Management Advisor (AWMA®) from the College of Financial Planning. His academic background includes studies at Pierce College in Woodland Hills, California, where he pursued a major in music, shaping his appreciation for discipline, creativity, and long-term vision.

Josh resides in Spring Hill, Florida, with his wife, Jennifer, and their children. He also maintains a second home in the mountains of Georgia, where he enjoys spending time away from the pace of daily life and reconnecting with what matters most.

Throughout his career, Josh has developed a deep understanding of the forces that shape financial success across generations. He recognizes that wealth is not static—it evolves as life changes. That is why he and his team focus on building long-term relationships and delivering strategies that adapt to each client’s goals, risk tolerance, and stage of life.

At Vilardi Wealth Management, Josh and his team are committed to disciplined planning and the thoughtful stewardship of wealth. By gaining a deep understanding of each client’s priorities, they deliver tailored financial and estate planning strategies designed to create confidence, continuity, and peace of mind—so clients are prepared not only for the future they envision, but for the moments they never anticipated.